單親家戶之住宅租擁選擇

Housing Tenure Choices of Single-Head Households

10.6128/CP.31.4.325

吳文傑(Wen-Chieh Wu)；許嘉銘(Chia-Ming Hsu)

租擁選擇 ； 恆常所得 ； 單親家戶 ； Tenure choice ； Permanent income ； Single-headed households

都市與計劃

31卷4期（2004 / 12 / 01）

325 - 340

繁體中文

本文利用民國89年戶口及住宅普查與家庭收支調查報告等資料來估計恆常所得、單親原因、家戶組成、家戶流動性等因素對於台灣單親家戶住宅租擁選擇之影響效果。我們先以家庭收支調查報告資料中之單親經濟戶長特性與單親家戶組成等因素估計單親家戶恆常所得方程式，然後再利用此方程式估計戶口普查資料中各單親家戶的恆常所得水準。實證結果顯示單親女性家戶擁有自住房屋的所得彈性大於單親男性家戶的所得彈性。此所得彈性隨著所得而增加。因喪偶造成目前單親狀態的家戶之擁有自住房屋的機率最高；因離婚及分居造成目前單親狀態的家戶之擁有自住房屋的機率最低。戶內幼齡人口數與男性戶長的擁有自住房屋機率呈現正向關係，但是與女性戶長的擁有自住房屋機率卻呈現負向關係。戶內非經濟戶長之老年人口數則對於擁有自住房屋的機率有正的影響。

This study uses 2000 census data and 2000 household revenue and expenditure survey data to estimate the effects of permanent income, the reasons for becoming single-headed, the composition of the household and the mobility of the household, on the tenure choices of Taiwanese single-headed households. We firstly estimate the permanent income equation of a typical single-headed household, using data from the household revenue and expenditure survey. The estimated permanent income equation is then used to measure the permanent income levels of the single-headed households in the census data. Empirical results suggest the income elasticity of female-headed households is greater than that of male-headed households. The income elasticity rises with income level. Households becoming single-headed simply due to the death of a spouse have a higher probability of owning a house compared to other types of households. The number of young children living in the household has a positive effect on the probability of a single male-headed household owning a house, but a negative effect on that of single female-headed households. The probability of owning a house rises with the number of old people living in the household.

1. 陳建良、張郁鶴(2000)。住宅租擁、世代組成與家計儲蓄間關係之探討-以台灣家計收支調查爲對象的分析。住宅學報，9(2)，99-124。
   連結：
2. 謝文盛、林素菁(2000)。租稅效果對住宅租買選擇影響之分析。住宅學報，9(1)，1-17。
   連結：
3. 謝文盛、林素菁(2000)。租稅效果對住宅租買選擇影響之分析。住宅學報，9(1)，1-17。
   連結：
4. Artle,R.,Varaiya, P.(1978).Life cycle consumption and ownership.Journal of Economic Theory,18,35-58.
5. Barakova, I.,Bostic, P ,Calem, P., Watcher, S.(2003).University of Pennsylvania PaperUniversity of Pennsylvania Paper,未出版
6. Ben-Shahar, D.(1998).On the optimality of the hybrid tenure choice.Journal of Housing Economics,7(1),69-92.
7. Borjas, G. J.(2002).Homeownership in immigrant population.Journal of Urban Economics,50,448-476.
8. Bourassa, S.(1996).Measuring the affordability of home-ownership.Urban Studies,33,1867-1877.
9. Bourassa, S. C.(2000).Ethnicity, endogeneity, and housing tenure choice.Journal of Real Estate Finance and Economics,20(3),323-341.
10. Brueckner, J.(1986).The downpayment constraint and housing tenure choice.Regional Science and Urban Economics,16,519-525.
11. Coulson, N. E.(1999).Why are hispanic-and Asian-American homeownership rates so low? immigration and other Factors.Journal of Urban Economics,45,209-227.
12. Deng, Y., Ross, S. L.,Wachter, S. M.(2003).Racial differences in homeownership: the effect of residential location.Regional Science and Urban Economics,33,517-566.
13. Doling, J.(1973).Two-stage model of tenure choice in the housing market.Urban Studies,10,199-211.
14. Fu, Y.(1991).A model of housing tenure choice: comment.American Economics Review,81(1),381-384.
15. Goodman, A.(2003).Following a panel of stayers: length of stay, tenure choice, and housing demand.Journal of Housing Economics,12,106-133.
16. Gyourko, J.,Linneman, P.(1997).The changing influences of education, income, family structure, and race on homeownership by age over time.Journal of Housing Research,8,1-25.
17. Haurin, D,Hendershott, P.,Watcher, S.(1997).Borrowing constraints and the tenure choice of young households.Journal of Housing Research,8,137-154.
18. Hendershott, P.,White, M.(2000).Taxing and subsidizing house investment: the rise and fall of housing's favored status.National Bureau of Economic Research Working Paper #7928.
19. Henderson, J. V., Ioannides, Y. M.(1983).A model of housing tenure choice.American Economics Review,73(1),99-113.
20. Henderson, J. V.,Ioannides, Y. M.(1987).Owner occupancy: investment vs. consumption demand.Journal of Urban Economics,21,228-241.
21. Ioannides, Y.(1987).Residential mobility and housing tenure choice.Regional Science and Urban Economics,17,265-287.
22. Ioannides, Y. M.(1979).Temporal risks and the tenure decision in housing markets.Economic Letters,4,293-297.
23. Jones, L.(1989).Current wealth and tenure choice.AREUEA Journal,17,17-40.
24. Linneman, P.,Watcher, S.(1989).The impact of borrowing constraints on homeownership.AREUEA Journal,17(4),389-402.
25. Long, J.,Caudill, S.(1992).Racial difference in homeownership and housing wealth.Economic Inquiry,30,83-100.
26. Miller, M.,Upton, C.(1976).Leasing, buying, and the cost of capital services.The Journal of Finance,31,761-786.
27. Mills, E. S.(1990).Housing tenure choice.Journal of Real Estate Finance and Economics,3,232-331.
28. Ortalo-Magne, F.,Rady, S(2002).Tenure choice and the riskiness of non-housing consumption.Journal of Housing Economics,11,266-279.
29. Painter, G.(2000).Tenure choice with sample selection: differences among alternative samples.Journal of Housing Economics,9,197-213.
30. Painter, G., Yang, L ,Yu, Z.(2003).Heterogeneity in Asian American home-ownership: the impact of household endowments and immigration status.Urban Studies,40(3),505-530.
31. Painter, G.,Gabriel, S.,Myers, D.(2001).Race, immigration status, and housing tenure choice.Journal of Urban Economics,49,150-167.
32. Peiser, R.,Smith, L.(1985).Homeownership returns, tenure choice and inflation.AREUEA Journal,13(4),343-360.
33. Robst, J.,Dietz, R.,McGoldrick, K.(1999).Income variability, uncertainty and housing tenure choice.Regional Science and Urban Economics,29,219-229.
34. Sinai, T.,Souleles, N.(2003).Owner-occupied housing as a hedge against rent risk.National Bureau of Economic Research Working Paper #9462.
35. Struyk, R.,Marshall, S.(1974).The determinants of household home ownership.Urban Studies,11,289-299.
36. Turner, M.(2003).Does investment risk affect the housing decisions of families?.Economic Inquiry,41,675-691.
37. Watcher, S.,Megbolugbe, I.(1992).Racial and ethnic disparities in homeownership.Housing Policy Debate,3,333-370.
38. Wolfson, M.(1985).Tax, incentive, and risk-sharing issues in the allocation of property rights: the generalized lease-or-buy problem.Journal of Business,58,158-179.
39. 八十九年戶口及住宅普查專題分析
40. 林祖嘉(1994)。台灣地區住宅需求與租買選擇之聯合估計。政大學報，68，183-200。
41. 薛立敏、陳綉里(1997)。台灣一九八O年代住宅自有率變化之探討。住宅學報，6，27-48。

1. 陳淑美、林佩萱(2010)。親子世代的財務支援、照顧需要對老人居住安排與生活滿意度影響之研究。住宅學報，19(1)，29-58。
2. 簡妗庭、吳世英(2015)。土地增值稅長短期稅率對土地交易的影響—以自用住宅為例。臺灣經濟預測與政策，45(2)，69-100。
3. 劉千嘉(2022)。高齡租屋族群的特性與租屋歷程：奠基於住宅普查與住宅需求動向調查的發現。人口學刊，65，85-137。
4. 歐陽宇、陳佳欣、張曜麟(2010)。台灣地區各世代已婚家戶由租屋至擁屋之影響因素。嘉南學報（人文類），36，672-684。