Secure Authentication Scheme for an Agricultural Supply Chain Finance Environment

10.6656/MR.2017.36.4.ENG.139

Chien-Hua Tsai；Chung-Wen Hung；Pin-Chang Su

Supply Chain Finance ； Financing Platform ； Elliptic Curve Cryptography ； Cyberspace

管理評論

36卷4期（2017 / 10 / 01）

139 - 154

英文

The rapid development of information technology and popularization of the Internet have driven many innovative applications in the finance sector. The adoption of supply chain finance (SCF) is an example of this new wave of innovations in financial technology. SCF yields a set of solutions that optimizes cash flow by enabling large buyers to lengthen payment terms while providing bank finances to small and medium-sized enterprises, thereby enabling them to receive early payments throughout the leverage connection. To strengthen the development of SCF programs, major national governments have adopted a succession of control measures, such as the Ocean Garden finance program in Mexico, the Alibaba-Suning, the JD.com China-based SCF solutions, and the Hon Hai/Foxconn Technology Group's SCF platform in Taiwan. According to the model that has revolutionized manufacturing and services, promoting this financing platform for agricultural production is also appropriate. This technology-based platform is an interoperable infrastructure that systematizes the execution of an agricultural SCF process, thereby bringing agricultural financing to agricultural productive cooperatives, farmer households, and financial institutions as an effectively automated financial management solution. Additionally, an online collaborative platform in agricultural SCF must provide a highly secure environment for transaction processing and information sharing between multiple parties. Accordingly, this paper presents a novel scheme that uses elliptic curve cryptography (ECC) features to offer high security and reliable performance and enable the use of innovative financing mechanisms in an agricultural SCF communication platform. By considering malicious activities in cyberspace, we analyzed security scenarios and implemented proper countermeasures against growing cyber threats. Furthermore, our estimation results indicated that the proposed scheme can achieve excellent performance with extremely small parameters. With such an appropriate design, the scheme will likely lead to more effective and efficient safeguards for the agricultural SCF program.

1. 盧陽正與林士傑 (2015)，「網路與科技金融之發展及資本市場應用趨勢」，(取得日期：2015 年9 月1 日)，[available at http://www.tfsr.org.tw/Uploads/files/201509%20%E7%B6%B2%E8%B7%AF%E9%87%91%E8%9E%8D%E7%99%BC%E5%B1%95%E5%8F%8A%E9%81%8B%E7%94%A8%E8%B6%A8%E5%8B%A2%E6%8E%A2%E8%A8%8E_%E7%9B%A7%E9%99%BD%E6%AD%A3%E6%89%80%E9%95%B7%E3%80%81%E6%9E%97%E5%A3%AB%E5%82%91%E5%89%AF%E6%89%80%E9%95%B7.pdf]。
2. MarketInvoice (2016), “Take Control of Your Cash Flow by Selling Your Invoices Online,”(accessed July 10, 2016), [available at https://www.marketinvoice.com/].
3. 螞蟻金服 (2015)，「小微企業流動資金貸款」，(取得日期：2015 年12 月1 日)，[available at http://www.antgroup.com/page/xiaodai.htm]。
4. The National Security Agency Central Security Service (NSA/CSS) (2016), “Commercial National Security Algorithm Suite and Quantum Computing FAQ,” (accessed January 1, 2016), [available at https://cryptome.org/2016/01/CNSA-Suite-and-Quantum-Computing-FAQ.pdf].
5. FIRA (2014), “Trust Funds for Rural Development Platform,” (accessed April 1, 2014), [available at http://www.fira.gob.mx/Nd/index.jsp].
6. NYSE Euronext (NYSE) and The Receivables Exchange (RecX) (2016), “The Receivables Exchange,” (accessed June 27, 2016), [available at http://starvestpartners.com/receivablesexchange/].
7. Eden, Tracy (2003), “Asset-Based Lending: A Creative Financing Alternative for Many Cash-Strapped Businesses,” (accessed April 1, 2003), [available at https://www. questia.com/read/1P3-326381121/asset-based-lending-a-creative-financing-alternative].
8. 維基百科 (2016)，「對等網路」，(取得日期：2016 年10 月1 日)，[available at https://zh.wikipedia.org/wiki/%E5%B0%8D%E7%AD%89%E7%B6%B2%E8%B7%AF]。
9. 農發貸 (2016)，「理財農場」，(取得日期：2016 年6 月1 日)，[available at https://www.nongfadai.com]。
10. LendingClub (2016), “Lending Club's Platform,” (accessed August 8, 2016), [available at https://www.lendingclub.com/].
11. Aberdeen Group (2007), “Technology Platforms for Supply Chain Finance,” (accessed March 1, 2007), [available at http://mktforms.gtnexus.com/rs/gtnexus/images/GTNexus-Aberdeen-SCF-PP.pdf].
12. Adams, Carlisle,Lloyd, Steve(2002).Understanding PKI: Concepts, Standards, and Deployment Considerations.Indianapolis:Addison-Wesley Professional.
13. Alese, Boniface K.,Philemon, E. D.,Falaki, Samuel O.(2012).Comparative Analysis of Public-Key Encryption Schemes.International Journal of Engineering and Technology,2(9),1552-1568.
14. Al-Slamy, Nada M.A.(2008).E-Commerce Security.International Journal of Computer Science and Network Security,8(5),340-344.
15. Bakker, Marie H.R.,Klapper, Leora,Udell, Gregory F.(2004).Financing Small and Medium-Size Enterprises with Factoring: Global Growth in Factoring-and Its Potential in Eastern Europe.
16. Dhillon, Gurjodh Singh,Ohri, Jatinder(2006).Optimizing Security in E-commerce through Implementation of Hybrid Technologies.5th WSEAS International Conference on Circuits, Systems, Electronics, Control & Signal Processing,Dallas, USA:
17. Gajbhiye, Samta,Karmakar, Sanjeev,Sharma, Monisha,Sharma, Sanjay,Kowar, Manoj K.(2012).Application of Elliptic Curve Method in Cryptography: A Literature Review.International Journal of Computer Science and Information Technologies,3(3),4499-4503.
18. Klapper, Leora(2006).The Role of Factoring for Financing Small and Medium Enterprises.Journal of Banking & Finance,30(11),3111-3130.
19. Koblitz, Neal(1987).Elliptic Curve Cryptosystems.Mathematics of Computation,48(177),203-209.
20. Kumar, Arun,Tyagi, S.S.,Rana, Manisha,Aggarwal, Neha,Bhadana, Pawan(2011).A Comparative Study of Public Key Cryptosystem Based on ECC and RSA.International Journal on Computer Science and Engineering,3(5),1904-1909.
21. Latin America and the Caribbean (LAC)-World Bank(2007).,未出版
22. Lee, Byung Kwan,Lee, Tai-Chi,Yang, Seung Hae(2004).An ASEP (Advanced Secure Electronic Payment) Protocol Design Using 3BC and ECC (F2 m) Algorithm.IEEE International Conference on e-Technology, e-Commerce and e-Service,Taipei:
23. Lenstra, Arjen K.,Verheul, Eric R.(2001).Selecting Cryptographic Key Sizes.Journal of Cryptology,14(4),255-293.
24. Liu, Xiaohong,Zhou, Liguo,Wu, Yen-Chun Jim(2015).Supply Chain Finance in China: Business Innovation and Theory Development.Sustainability - Open Access Journal,7(11),14689-14709.
25. Menezes, Alfred J.,Vanstone, Scott A.(1993).Elliptic Curve Cryptosystems and Their Implementation.Journal of Cryptology,6(4),209-224.
26. Miller, Victor S.(1986).Use of Elliptic Curves in Cryptography.CRYPTO 1985: Advances in Cryptology-CRYPTO '85 Proceedings,Santa Barbara, CA:
27. Niranjanamurthy, M.,Chahar, Dharmendra(2013).The Study of E-Commerce Security Issues and Solutions.International Journal of Advanced Research in Computer and Communication Engineering,2(7),2885-2895.
28. Soufani, Khaled(2002).On the Determinants of Factoring as a Financing Choice: Evidence from the UK.Journal of Economics and Business,54(2),239-252.
29. Steeman, Michiel(2014).The Power of Supply Chain Finance.
30. Tahat, Nedal(2014).A New Signing Algorithm Based on Elliptic Curve Discrete Logarithms and Quadratic Residue Problems.Italian Journal of Pure and Applied Mathematics,32(1),125-132.
31. Tsai, Chien-Hua,Su, Pin-Chang(2015).Multi-Document Threshold Signcryption Scheme.Security and Communication Network,8(13),2244-2256.
32. Vacca, John R.(2004).Public Key Infrastructure: Building Trusted Applications and Web Services.Florida, USA:CRC Press.
33. Zhang, Xuan,Huang, Qinlong,Peng, Peng(2010).Implementation of a Suggested E-Commerce Model Based on SET Protocol.2010 Eighth ACIS International Conference on Software Engineering Research, Management and Applications,Montreal, Canada:
34. 洪崇文(2013)。兩岸供應鏈金融發展簡介。當代財政，30，31-37。
35. 莊傑雄(2016)。網路金融之研析。經濟研究，16，21-42。
36. 經濟部技術處示範性資訊應用開發計畫專案辦公室(2005)。經濟部ABCDE 計畫研究成果彙編。中華民國:經濟部。