题名

試論金融監理科技的分析框架與發展圖像

并列篇名

A Tentative Analytical Framework and Developing Roadmap for SupTech

DOI

10.6656/MR.201810_37(4).CNI019

作者

臧正運(Cheng-Yun Tsang)

关键词

監理科技 ； 法遵科技 ； 金融科技 ； 金融科技監理 ； SupTech ； RegTech ； FinTech ； FinTech Regulation

期刊名称

管理評論

卷期/出版年月

37卷4期（2018 / 10 / 01）

页次

19 - 35

内容语文

繁體中文
中文摘要

監理科技的發展與運用可以有效提升金融監理的效率及效能，並有助管理金融科技發展所伴隨的風險。然而，當前監理科技的討論分歧，相關文獻仍屬有限，產官學界欠缺共同對話的基礎，而不利於市場的發展與監理體制的調適。有鑑於此，本文乃從監理機關的角度出發，探討金融監理科技的興起背景及發展趨勢，勾勒出金融科技時代下的科技監理新範式，並在此脈絡下，提出可供後進研究者深入並細膩探討此議題縱深之監理科技分析框架，並試圖勾勒出監理科技的可能發展圖像。
英文摘要

The development and use of SupTech have great potential to increase the efficiency and efficacy of financial supervision and can help manage risks that accompany with the development of FinTech. Nevertheless, the current discussion on SupTech remains divergent, and the literature remains limited. The lack of a common ground for conversation and debate among regulators, academics and industry members has postponed the market development and the possible transition of the regulatory regime. To fill this gap, this paper aims to provide an analytical framework and developing roadmap for SupTech. It begins with an analysis of the rise of SupTech and its developing trends and then portrays a new paradigm of technology-enabled financial regulation. The analytical framework and developing roadmap are then proposed to assist the regulators and other stakeholders in assessing their current stage of SupTech development and then identifying possible paths to the next level of development.
主题分类 社會科學 > 經濟學
社會科學 > 管理學
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被引用次数
  1. Cheng-Yun Tsang(2023)。A Study on Digitalization of Financial Supervision: An Actor-Network Analysis of Taiwan's Internet-only Bank Supervisory System。管理評論，42(2)，95-109。
  2. 楊岳平(2019)。區塊鏈時代下的證券監管思維挑戰：評金管會最新證券型虛擬通貨監管方案。臺大法學論叢，48(S)，1279-1374。
  3. 臧正運(2023)。金融監理數位化之研究：我國純網銀監理系統建置的行動者網絡分析。管理評論，42(2)，23-39。
  4. 臧正運,陳秉逵(2021)。初探新興金融監理制度之擴散：以監理沙盒為例。問題與研究，60(2)，1-58。
  5. 周佑霖,方修忠(2020)。台灣應有之5G國家戰略－由5G與國際法角度出發。台灣國際法學刊，16(1)，9-22。
  6. (2020)。從國外法制經驗論我國首次代幣發行及證券型代幣發行之證券法規適用疑義。中原財經法學，44，119-173。
  7. (2020)。論金融科技發展的監理難題與法制策略——以我國的規範與實踐為核心。政大法學評論，163，139-218。
  8. (2020)。論密碼資產的興起與金融監理機關之職能變革。月旦法學雜誌，301，64-85。
  9. (2021)。監理科技發展的關鍵挑戰──以臺灣純網銀數位監理申報機制為例。月旦法學雜誌，316，36-52。
  10. (2023)。金融科技對法令遵循所帶來的衝擊與挑戰。月旦法學雜誌，335，83-95。
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