题名

Revisiting the Demand for Insurance

并列篇名

保險需求的再探討

DOI

10.30003/JRM.200211.0002

作者

何憲章(S. C. Ho)；曾郁仁(Larry Y. Tzeng)

关键词

保險需求 ； 財富效果 ； 替代效果 ； Demand for Insurance ； Wealth Effect ； Substitution Effect

期刊名称

風險管理學報

卷期/出版年月

4卷2期（2002 / 11 / 01）

页次

36 - 49

内容语文

英文
中文摘要

本篇論文首先推導保險的Marsharllian需求與Hicksian需求，並利用Slutsky定理重新檢視保險市場中的所得效果與替代效果，論文進一步討論本文在理論與實證上可能的應用，最後我們提供應用的實例，並說明此一實例在責任保險上可能的意涵。
英文摘要

This paper first derives the Hicksian demand for insurance and further applies the famous Slutsky Equation to link the Marshallian and Hicksian demands for insurance. It shows that the Slutsky Equation of insurance can provide additional explanations for insurance markets. The connection between the income effect and the substitution effect in insurance markets is discussed. We further demonstrate how to apply our results both in the theory and empirical studies. We also provide some implications of our results in liability insurance market.
主题分类 社會科學 > 經濟學
社會科學 > 管理學
参考文献
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